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World

Legal & contracts.

Every judgment, bill stage, new rule and lawsuit, tied to the companies it names.

Legal & contracts · Legislation timeline

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Reading…

Power your idea with Panbiota → · Open the instrument · Intelligence, not advice.

01
Questions it answers

What it answers.

02
Who it is for

Who uses it.

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Credit controllers and lenders

Keep extending credit? A same-day alert when a winding-up petition names the customer, before more goods or money go out.

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General counsel and contract managers

Renew, renegotiate or end? Every notice date raised in good time, with contracts hit by a new law or an insolvency flagged.

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Compliance officers at banks, airlines and energy firms

Which new rules apply, and from when? Tomorrow's US federal rules seen today, and each new UK regulation on publication day.

The empty wooden benches of a courtroom seen from the back row, tall windows letting slanting light across the raised bench, no one present

Litigation and disputes lawyers

Planning a defence? The moment a US federal case names your client: court, case number, parties. Usually before papers are served.

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Trade associations and public-affairs teams

When to brief members or file comments? Each bill's stage and each proposed rule's closing date, with comments filed so far.

03
Modelled, tested, simulated, run

What we model, test and run.

Set-up, modelled

Counterparty distress

A winding-up petition, then a second petition or lawsuit within weeks, while sector petitions run high. Seen as it builds on a name you watch, with what it has meant before: administration, liquidation, and how soon.

Arbitrage set-up

The forum gap

Time to decision in two courts, such as London and New York. Where to file or settle: when does the gap beat fees, cross-border enforcement and queue risk?

Theory, tested

Crowded comments slow the rule

When a proposed US rule draws several times its agency's usual comments: how often it is reopened or revised, and how soon.

Simulation

Insolvency wave on the book

An insolvency wave across your own customers and suppliers, run on today's book. Out: money at risk and termination clauses triggered.

Engine

Legal events tracking engine

Watches petitions, lawsuits, judgments, bills and rules. Credit holds, new matters and compliance tasks raised on your trigger. Runs in your systems, on your rules.

Powered by Panbiota, the intelligence engine
04
What Panbiota can build

What we build for you.

Counterparty legal alerts and assistant

Alert when a company on your list is named in a US federal lawsuit, tribunal decision or UK winding-up petition. Court, case number, hearing date. Answers questions inside your team's chat.

Tomorrow's rules board

Next business day's US federal rules, grouped by agency and type, ticked off as each appears. Open proposals show closing date and running comment count.

Bill passage model

Each UK bill from first reading to each part taking effect, set against similar bills. Fast movers and stalls flagged. New UK regulations and EU laws join the line.

Court timing model

Filing to first order in each US federal district; hearing to judgment in UK courts. Ranges, and how they shift. Plus the EU top court's record against its Advocate General.

Obligation register

Every obligation, notice period and critical date in your contracts, traced to its clause, with alerts ahead. A counterparty insolvency, lawsuit or new law flags the contracts concerned.

05
Services

Delivered to you.

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Morning legal reading

Before the working day: judgments, laws, rules, insolvency notices and lawsuits in your sector, each traced to the official text. Intelligence, not legal advice.

Shelves of bound contract volumes in a law firm's archive room, a brass desk lamp on a table in front, in warm light

Contract abstraction

Your contracts turned into the obligation register: every duty, notice period, renewal window and critical date mapped to its clause. Clauses benchmarked against your playbook.

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Diligence review

For a buyer's lawyers before signing: contract issues graded by exposure, plus insolvency notices, lawsuits and tribunal decisions naming the target. Each traced to its source.

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Dispute chronology and disclosure

A chronology of the dispute from your documents and the court record. Disclosure sets prepared for your lawyers to review.

Live

Insolvency notices timeline

Live

Reading…

Power your idea → · Open the instrument · Intelligence, not advice.

World
Power your idea with Panbiota.
We build the intelligence.