Legal & contracts.
Every judgment, bill stage, new rule and lawsuit, tied to the companies it names.
Reading…
Power your idea with Panbiota → · Open the instrument · Intelligence, not advice.
What it answers.
- Has a creditor asked a court to wind up any of our customers or suppliers this week?
- Has any company we lend to, supply or act for been named in a new US federal lawsuit today?
- Which US federal rules will be published tomorrow, and which agencies are behind them?
- When a proposed rule draws far more comments than usual, how often does the agency go back and revise it?
- If petitions in our customers' sectors surged, how much of what we are owed could be caught up in insolvencies?
- Which of our contracts reach a notice or renewal deadline in the next ninety days?
Who uses it.

Credit controllers and lenders
Keep extending credit? A same-day alert when a winding-up petition names the customer, before more goods or money go out.

General counsel and contract managers
Renew, renegotiate or end? Every notice date raised in good time, with contracts hit by a new law or an insolvency flagged.

Compliance officers at banks, airlines and energy firms
Which new rules apply, and from when? Tomorrow's US federal rules seen today, and each new UK regulation on publication day.

Litigation and disputes lawyers
Planning a defence? The moment a US federal case names your client: court, case number, parties. Usually before papers are served.

Trade associations and public-affairs teams
When to brief members or file comments? Each bill's stage and each proposed rule's closing date, with comments filed so far.
What we model, test and run.
Counterparty distress
A winding-up petition, then a second petition or lawsuit within weeks, while sector petitions run high. Seen as it builds on a name you watch, with what it has meant before: administration, liquidation, and how soon.
The forum gap
Time to decision in two courts, such as London and New York. Where to file or settle: when does the gap beat fees, cross-border enforcement and queue risk?
Crowded comments slow the rule
When a proposed US rule draws several times its agency's usual comments: how often it is reopened or revised, and how soon.
Insolvency wave on the book
An insolvency wave across your own customers and suppliers, run on today's book. Out: money at risk and termination clauses triggered.
Legal events tracking engine
Watches petitions, lawsuits, judgments, bills and rules. Credit holds, new matters and compliance tasks raised on your trigger. Runs in your systems, on your rules.
What we build for you.
Counterparty legal alerts and assistant
Alert when a company on your list is named in a US federal lawsuit, tribunal decision or UK winding-up petition. Court, case number, hearing date. Answers questions inside your team's chat.
Tomorrow's rules board
Next business day's US federal rules, grouped by agency and type, ticked off as each appears. Open proposals show closing date and running comment count.
Bill passage model
Each UK bill from first reading to each part taking effect, set against similar bills. Fast movers and stalls flagged. New UK regulations and EU laws join the line.
Court timing model
Filing to first order in each US federal district; hearing to judgment in UK courts. Ranges, and how they shift. Plus the EU top court's record against its Advocate General.
Obligation register
Every obligation, notice period and critical date in your contracts, traced to its clause, with alerts ahead. A counterparty insolvency, lawsuit or new law flags the contracts concerned.
Delivered to you.

Morning legal reading
Before the working day: judgments, laws, rules, insolvency notices and lawsuits in your sector, each traced to the official text. Intelligence, not legal advice.

Contract abstraction
Your contracts turned into the obligation register: every duty, notice period, renewal window and critical date mapped to its clause. Clauses benchmarked against your playbook.

Diligence review
For a buyer's lawyers before signing: contract issues graded by exposure, plus insolvency notices, lawsuits and tribunal decisions naming the target. Each traced to its source.

Dispute chronology and disclosure
A chronology of the dispute from your documents and the court record. Disclosure sets prepared for your lawyers to review.
Reading…
Power your idea → · Open the instrument · Intelligence, not advice.
We build the intelligence.