a city block under construction, cranes and concrete floors at sunrise
World

Real estate.

Property address by address: every sale, permit, planning decision and certificate.

Real estate · Planning map

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Reading…

Power your idea with Panbiota → · Open the instrument · Intelligence, not advice.

01
Questions it answers

What it answers.

02
Who it is for

Who uses it.

A long street of terraced brick houses in a London suburb at dusk, windows lit and parked cars along the kerb, photographed from the far end of the pavement

Mortgage lenders and their credit risk teams

How much to lend per home, and which areas leave the book exposed. Nearby sales, price-per-square-metre trends and the energy ratings behind each loan.

Aerial view of a new housing estate half built on the edge of a Dutch town, finished roofs beside bare timber frames and concrete foundations, in flat morning light

Property funds and analysts who cover housebuilders

Is new building speeding up or slowing? London homes from proposed to finished, New York permits and Dutch completions, counted between releases.

A cleared brownfield site on the edge of Manchester, mud tracks and broken concrete slabs with a row of old brick terraces behind, under grey morning cloud

Housebuilders and land buyers

Before bidding: has the site gained or lost a planning restriction, and how fast does its London borough decide? Each change flagged.

A row of Victorian terraced rental houses in Leeds, slate roofs and chimney pots, photographed on a cold clear winter morning

Landlords with portfolios of rented homes

Which homes to upgrade before tenancies end, to meet the minimum energy rating to let. Each home's rating, certificate expiry and tenancy end, in order.

A bright residential street of semi-detached houses in Sydney on a sunny morning, jacaranda trees along the verge and a parked car outside one front gate

Licensed estate agents and valuers

Valuing a home for a seller, landlord or lender? Nearby price per square metre, and certificates for sale or let against the seasonal norm.

03
Modelled, tested, simulated, run

What we model, test and run.

Set-up, modelled

The supply squeeze

Approvals, permits and completions falling while sale-or-let certificates run high and price per square metre firms. What it has meant before for sales and prices over six and twelve months, and what it likely means now.

Arbitrage set-up

The retrofit gap

The same street in England and Wales: low energy-band homes against comparable ones a few bands higher, per square metre. When does the gap beat works, tax, fees and empty months?

Theory, tested

Certificates run ahead of sales

When a council's new energy certificates run well above the seasonal norm: how often registered sales rise within two to four months.

Simulation

Price-fall and energy-rule stress

Each home's value, loan and rating, through local price falls up to each area's worst. Out: loan-to-value range, worst areas, and homes unlettable if the minimum rating rises.

Engine

Property tracking engine

Sales past your limit raise a review; a new restriction holds the loan; a lapsing low rating opens retrofit work. Runs in your systems, on your rules.

Powered by Panbiota, the intelligence engine
04
What Panbiota can build

What we build for you.

Property activity map

Each permit, planning decision, finished or demolished building, energy certificate and sale, mapped where it happened. Area gauges set today's count against the seasonal norm.

Planning restriction alerts and site assistant

Alerts when your English site enters a conservation area, loses automatic building rights or joins the brownfield list. Also nearby planning orders, public land sales and pipeline routes.

Pipeline flow model for London and New York

Each London and New York borough's homes, proposed to finished, plus permits with declared cost. Stage timings give a range of completions per quarter, set beside US housing starts.

Late-sales estimator

Sales in England and Wales, Ireland and South Korea register late, so recent months look thin. We give the likely final counts and prices, narrowing as sales land.

Lease-decay model for Singapore flats

The price lost per lease year on a Singapore public-housing flat, by town and type. Enter a flat: comparable prices with five, ten or twenty fewer years left.

05
Services

Delivered to you.

An empty development plot in an English market town with a church tower behind it, long shadows falling across the grass at golden hour

Site and planning position

One dated document per site: planning history, permitted use, current restrictions and nearby legal notices, gaps and defects disclosed.

A high street of commercial shopfronts and first-floor offices in a city centre, shutters half raised, photographed in early morning

Lease abstraction and critical dates

A stack of leases turned into one schedule: rents, reviews, break dates, expiries and obligations. An alert before each date falls due.

Rooftop view of terraced houses in Leeds with a few roofs carrying new solar panels, the rest bare slate, chimneys smoking faintly in cold clear morning light

Energy and compliance record

Each property's energy rating and certificate expiry. Does it meet the minimum to let in England and Wales, given actual use?

Three similar semi-detached houses side by side on a sunny suburban street in Sydney, each front door a different colour, photographed from the pavement in late morning

Comparable sales packs

Recent sales of similar homes nearby, with price per square metre, for licensed agents, valuers and lenders. Months still being registered are marked.

Live

US yield curve

Live

Reading…

Power your idea → · Open the instrument · Intelligence, not advice.

World
Power your idea with Panbiota.
We build the intelligence.